Lifestyle spending accounts
Chart a smarter course for employee benefits.
A Better Way to Navigate Benefits
PerkPirate is a lifestyle spending account your team will actually use. You set the categories and the budget; employees spend on what matters to them — card-first, no reimbursement paperwork, no forfeited balances.
What you get
Set the rules
Choose eligible categories and spending limits. PerkPirate handles the rest — approved spend goes through, everything else gets a clear decline.
Learn more →Cards your team actually uses
Virtual and physical cards with mobile wallet support. Employees see balances and transactions in one simple app.
Learn more →Unused balances roll over
No use-it-or-lose-it calendar. Discretionary balances roll forward so employees trust the benefit you offer.
Learn more →One clear balance per employee
Every employee sees exactly what they have and what they've spent — always accurate, always up to date.
Learn more →HR-ready admin
Configure programs, manage employees, and track utilization from a dashboard built for benefits teams.
Learn more →Connects to your HRIS and SSO
Roster sync and single sign-on so setup fits how your company already works.
Learn more →What your team can spend on
You define the buckets — PerkPirate enforces them at the point of sale. Common categories include:
- Wellness & fitness
- Home office & coworking
- Childcare & learning
- Inclusion & religion
- Recognition & spot bonuses
Built for HR & Benefits teams
Launch an LSA without adding another vendor to reconcile. Configure buckets, invite employees, and give Finance a clean audit trail — from one platform designed for benefits administrators, not IT projects.
Trust and procurement
We're early in our compliance journey and committed to building it the right way. Security posture, subprocessors, and SOC 2 progress are documented in our Trust Center.